Privacy Policy

This Privacy Policy describes information practices for ERISAbonds.com, which is operated by The Southern Agency. The site provides educational content, a coverage calculator, state-based pricing information, and links to a third-party surety checkout. ERISAbonds.com does not host an insurance application, process payments, or store application information submitted through that checkout.

Information you choose to provide

This website does not include a contact form or user account. If you call or email us, we receive the information you choose to provide, such as your name, contact details, plan name, requested coverage, and the substance of your question. We use it to respond, provide insurance service, maintain appropriate business records, and comply with legal or regulatory obligations.

Please do not send payment-card numbers, passwords, Social Security numbers, or other unnecessary sensitive information by email. When an insurance application requires information, provide it through the designated third-party surety checkout rather than through this informational site.

Information collected automatically

Like most websites, our hosting and security systems may automatically record standard technical data. This can include Internet Protocol address, browser and device type, operating system, requested pages, referring page, date and time, and diagnostic or security events. We may use cookies or similar technologies necessary for site functionality and may use analytics to understand aggregate traffic, popular content, and site performance.

We use this information to operate, secure, troubleshoot, and improve the site; detect abuse; and understand how visitors use our resources. Analytics and log data are not used by this site to make automated insurance eligibility decisions. Browser controls may allow you to limit cookies, although disabling essential storage can affect site operation.

Coverage calculator and state selection

Values entered into the on-site calculator are used to display an estimate in your browser. State selection is used to show relevant availability and pricing. Do not treat calculator output as a final legal determination. We do not ask for or need sensitive personal identifiers to provide an educational estimate.

Third-party checkout and links

When you select an external purchase link, you leave ERISAbonds.com and enter a third party's website. That party may collect an application, payment information, and other data needed to evaluate and issue a bond. Its privacy policy, terms, security practices, and retention rules govern information submitted there. Review those notices before providing information. We do not control third-party websites merely because we link to them.

Disclosure and retention

We may share information with service providers that support website hosting, security, analytics, communications, or agency operations, subject to their applicable obligations. We may also disclose information when required by law, to respond to lawful process, to protect rights or safety, to investigate misuse, or in connection with a legitimate business transaction involving the agency. We do not claim to sell insurance application data collected on this site because this site does not collect applications.

Information received by phone or email is retained for as long as reasonably needed for the purpose collected, agency recordkeeping, dispute resolution, security, and legal or regulatory duties. Technical logs and analytics may be retained according to provider settings and operational needs.

Children and changes

This business website is intended for plan sponsors and other adults and is not directed to children. We may update this policy as technology, vendors, or legal requirements change. The “Last reviewed” date identifies the current review date; material changes apply when posted unless stated otherwise.

Privacy questions

For questions about this policy or information you provided directly to The Southern Agency, email bonds@thesouthernagency.com or call 800-777-1872. For information entered in the external checkout, consult the third party's privacy notice and contact options.